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All this laid the basis for technical

     Posted on July 29th, 2010 by admin

All this laid the basis for technical progress, the fruits of which we are experiencing now. Proliferation of printing processes led to the increase of number of textbooks and further broadening of curriculum. The information has become more accessible to students, and the quality of higher education has increased. In addition to this, the governments of developed countries started paying attention to stimulating of education and the need in educated specialists appeared. Such famous thinkers as John Locke, Francis Bacon and others have introduced a number of concepts and textbooks on thinking and learning, which were reflecting the development of free thought and analytical thinking at this time.

The next period, the Enlightenment period, was even more profound for the development of free thoughts and research in different sciences.
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PUC Approves Maui Electric Company Interim Rate Increase

     Posted on July 29th, 2010 by admin
PUC Approves Maui Electric Company Interim Rate Increase

Business Wire, July 29, 2010

KAHULUI, Hawaii — The Hawaii Public Utilities Commission (PUC) yesterday granted Maui
Electric Company (MECO) an interim rate increase, effective August 1,
2010. The PUC approved an increase for customers on Maui, Molokai, and
Lanai of 3.3%, or $10.3 million.

The increase reflects a previously announced settlement agreement
between Maui Electric and the State Division of Consumer Advocacy (CA),
the parties in the case. The PUC will continue to review details of the
request and later issue a final decision. If, at that time, a lower
final increase is approved, the difference would be refunded to
customers with interest.

The impact of the increase will vary by type of customer and actual
electricity usage.The impact on a typical residential household in
Maui County would be:

  • Maui (600 kwh month): $5.43 per month increase, bringing a total bill
    to $186.02.
  • Molokai (500 kwh month): $5.21 per month increase, bringing a total
    bill to $187.67.
  • Lanai (500 kwh month): $5.65 per month increase, bringing a total bill
    to $196.87.

The increase will help pay for more than $122 million in new capital
projects to improve service reliability. Among the major projects are:

  • Replacement and upgrade of power plant control systems for Maalaea
    Generating Units M17 and M19,
  • New or expanded substations to support past and future growth and
    improve service,
  • Replacement and upgrade of underground lines to improve service
    reliability, and
  • Investments in transformers, poles, meters and other facilities to
    maintain reliable service and fulfill new service requests from
    customers.

The increase will also cover costs for more frequent inspections of
utility poles and lines and increased tree trimming around power lines
for greater reliability, and more extensive servicing of generating
units to maintain efficiency.

MECO originally submitted its rate increase application in September
2009 and had requested $28.2 million, or 9.7%
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If you?re a little

     Posted on July 29th, 2010 by admin

If you?re a little unsure about navigating your LAN and file sharing, here is a great link to clear up the lingering doubts http://support.microsoft.com/kb/304040/. After we have selected a location for the master .pst file and we have shared the file correctly so that anyone and everyone who needs access can get to it, we must create a empty .pst or database file from with Outlook.

Note here: Outlook Express does not use .pst files. We must use Outlook. Outlook can create a .pst file in a couple of different ways depending on the version of Outlook you have. If you have not created a .pst file before, look at this link and go from there http://support.microsoft.com/kb/829971/. The idea here is to create a blank .pst file with two different folder types inside it. One folder type is a contact folder. Another folder type is a calendar folder.
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The cry for more ?space? is a

     Posted on July 29th, 2010 by admin

The cry for more ?space? is a common theme expressed by couples experiencing problems, along with sentiments about one partner not willing to share ?their space?. As we enter a ?meaningful? tech-relationship, the space the machine occupies is critical to the quality of the relationship.

The illustration below presents a playful approach to looking at these issues from a psychological perspective. There is acknowledgement of our tendency to ascribe human attributes to inanimate objects thereby establishing the basis for a relationship. The intent of the illustration is to provoke some thinking about teaching techniques and new designs which give recognition and value of human beings? powerful need to form relationships, even with a machine.

My Tech-Relationship

Unrealistic Expectations:

I need Tech-Relationships that are easy, understanding, loyal and can readily make adjustments to my needs.

There were times when I felt downright immoral, moving from one relationship to another, searching for ?Tech-Right?.
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NIA Provides Answers About Inflation, Gold, Silver and Real Estate

     Posted on July 29th, 2010 by admin

NIA Provides Answers About Inflation, Gold, Silver and Real Estate

0 Comments | U.S. Newswire, Apr 17, 2010

FORT LEE, N.J., April 17 /PRNewswire/ — The National Inflation Association – http://inflation.us today announced the top 10 most interesting new NIAnswers recently added to its database.

1) How much over spot is a good price for silver and gold?

A good price for a 1 oz silver coin like an American Eagle or Canadian Maple Leaf is 12% over spot, and a good price for a 1 oz silver bar is 6% over spot.

For gold, a good price for a 1 oz gold coin like an American Eagle or Canadian Maple Leaf is 4% over spot, and a good price for a 1 oz gold bar is 2% over spot.

The larger premium for silver compared to gold indicates a shortage in the physical silver market.

2) Now that GATA has blown the doors off the LBMA ponzi scheme, and we know there is only 1 oz of silver for every 100 oz represented on paper, why hasn’t there been a panic to dump paper and go into physical? What will it take to trigger a short squeeze?

We don’t believe there is only 1 oz of physical silver for every 100 oz represented on paper. Most likely, there is 1 to 3 times more paper silver than physical silver. This is still a major problem that will ultimately result in a major silver shortage and short squeeze, once a large number of COMEX holders begin to demand physical delivery of silver. This is a topic that we will be covering extensively in our new documentary coming out next month.

3) If the silver market is controlled by JP Morgan and others, how does the little guy stand a chance of making money?

The manipulation by JP Morgan through naked short selling is providing an opportunity for normal everyday investors to purchase silver at dirt-cheap prices. Without JP Morgan’s naked short selling, it’s possible silver would already be well above $30 per ounce right now.

Remember, JP Morgan is not manipulating silver up, they are manipulating it down and the manipulation can’t last forever. When investors around the globe call for physical delivery of their silver, there will be a shortage of physical silver and JP Morgan will be forced to cover their naked short position, causing silver prices to explode to the upside.

NIA believes silver will eventually see the biggest short squeeze in the history of all commodities.

4) What is the best way to respond to the overused and baseless argument that we needed

the stimulus package or else the U.S. economy would’ve crashed and we would’ve had another Great Depression?

The stimulus package didn’t stimulate the economy but it actually stifled it because we needed to go deeper into debt and borrow the money that was used on projects that added no production to our economy. The jobs that were created were temporary but we still owe the debt. We will need to print the money to pay the debt back, which will ultimately lead to hyperinflation.

Our country does not have access to unlimited financial resources. The money that we borrowed for the stimulus package took away from the money that could’ve been borrowed by a small business, which could’ve invested the money into building a factory that would’ve produced goods and generated real wealth for decades to come.

Our economy needed to enter a recession in order to clean out the toxic assets and imbalances. Today, all of the toxic assets still exist on the balance sheet of the Federal Reserve and the economic imbalances that caused the last crisis have grown larger than ever before.

Instead of going through a steep recession, we will now be forced to eventually endure a hyperinflationary Great Depression. Remember, when there is a boom created by cheap credit, there must eventually be a bust
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New center looks to deter teen offenders CRIMES: Program will serve

     Posted on July 29th, 2010 by admin

New center looks to deter teen offenders CRIMES: Program will serve

0 Comments | Daily News; Los Angeles, Calif., May 27, 2010

The after-school center opened Wednesday to help guide troubled teens and keep them out of juvenile lockups.

If only Erik Garcia, who just got off probation for home burglary, had been able to sign up at the new Los Angeles County Juvenile Day Reporting Center.

“If I would have gotten this before I went on probation, I probably wouldn’t have done anything,” said Garcia, 18, of North Hollywood, who hopes to become a respiratory therapist. “I (now) want to save people’s lives.”

The first-of-its-kind center opened at 7555 Van Nuys Blvd., in Van Nuys, where it will help at-risk teens from 4 to 7 p.m. Classes for their parents will be held there on weekends.

The $1 million pilot program, launched by Supervisor Zev Yaroslavsky and run by the county Probation Department, will be nothing short of rigorous, officials say.

“This program is all-encompassing, like a John Wooden, full- court press,” Yaroslavsky said during a grand opening ceremony attended by 100 guests. “These kids will not be able to escape it.”

The kids – 30 at a time from ages 14 to 18 – will be taught to act right, read and write, think under pressure, make smart decisions and most importantly, stay out of Juvenile Hall.

It now costs the county $140,000 a year to detain a teen in Juvenile Hall.

The day reporting prevention program, if successful, could save taxpayers $14 million the first year by keeping 100 kids out of Juvie.

If successful, officials said the one-stop “evidence-based” prevention program will be cloned throughout L.A. County.

“This is a big deal, a model program,” said Donald Blevins, the newly appointed chief of the Probation Department. “Here, they’ll get everything they’ll need to be successful.”

Housed in a county building whose classrooms bear such slogans as “Be Honest Lying Hurts Everyone!” the program will have five staff members who will pick up the teens after school.

In addition, community and faith-based organizations will help each youth during the intensive 10-week program.

But while the center is meant to serve teenage lawbreakers as an alternative to detention, officials say it will not accept violent or sex offenders, identified gang members and the severely mentally ill.

“These kids are damaged. They have great wounds,” said Thomas Van Hoof, a probation supervisor and 23-year department veteran.

Of the 38,000 serious crimes committed in the San Fernando Valley last year, one in five were committed by teens, Los Angeles police said.

“I have to applaud,” said LAPD Deputy Chief Kirk Albanese, commander of Valley Bureau
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The functioning of

     Posted on July 29th, 2010 by admin

The functioning of electronic funds transfer point of sale is usually done through the use of a debit card, a card used for automatic teller machines, and other cards. Where electronic funds transfer point of sale comes in handy is when it allows the customer to withdraw cash wherever and whenever necessary, and where the customer has the full right to withdraw cash money along with their purchase of goods and any other products. EFTPOS is sometimes also called POS Terminal or Payment Terminal. Do not confuse these with the traditional meaning of the term Point of Sale, which refers more to an actual physical establishment in which a transaction may take place.

In general, the card of the customer or the card holder is swiped with a card reader or put into a chip reader. The merchant then enters the amount of the transaction before the customer enters their account number and PIN.

EFT provides detailed information on EFT, EFT POS, Fiserv EFT, Pulse EFT and more.
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Co-sign a loan, expect to moan?

     Posted on July 28th, 2010 by admin

Co-sign a loan, expect to moan?

0 Comments | New Haven Register, Jun 23, 2010 | by Charles Kochakian

IF a relative, close friend or even your minister asks you to do a little favor and co-sign a loan, the answer is simple. NO.

Julie, who lives in southeastern Connecticut, learned the hard way this month that when you co-sign a loan, you become as responsible as the person who took out the loan. But, you have no control or even knowledge of whether the loan is being paid off properly.

Just think: There has to be a good reason why a bank or a credit card company is requiring a second signature. It means that the loan applicant is a deadbeat.

Three years ago, Julie agreed to her boyfriend’s request to co- sign a car loan. During the past three years, she had been told that all the payments were made, and she believed she still had “a near- perfect credit score.”

It was only after she signed a contract to purchase a house that she discovered there was a problem with the car loan.

When the mortgage broker pulled her credit report, Julie learned that the car had just been repossessed for nonpayment. Since she was a co-signer, she was considered just as responsible as her boyfriend, and her mortgage application was denied.

“He had all correspondence from Chase Auto Finance go through his phone, his mailing address and in his name, because it was essentially his car,” she said when asking for my help. “I had no idea that it was going to get repossessed, since he told me that he was taking care of the payments. … The problem is that Chase reported the repossession three days before my mortgage broker pulled my credit report. They told my boyfriend they would take two months to report it. … I have no one to blame but myself.”

She asked if I could get someone at Chase to work with her because she was willing to pay off the car loan.

I contacted Chase (full disclosure: I own Chase stock) and they immediately went to work with her. They assigned Vinnie, a customer service rep, to help and gave her his direct line so she could reach him anytime.

By the time Vinnie was on the case, the car had been towed to a Massachusetts auction house, where it will be sold. She will then have to pay the difference between the auction price and the amount still owed, which is more than $6,000.

Julie is still working to purchase the house. To help rebuild her credit score, she said she has made purchases on existing, but unused, credit cards.

Two years ago, a West Hartford lawyer who is a friend, Neil Atlas, asked me to come to the aid of a client who had co-signed an American Express application for her minister
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This is especially true of a

     Posted on July 28th, 2010 by admin

This is especially true of a surgery that is conducted on your eyes.

Another common complication that can arise from the LASIK surgery is the condition known as dry eye. This is when the eye does not produce enough tears to keep the eye moist. There are people that have this issue without ever having LASIK surgery; however, there is a very high incident rate among recent patients after the surgery. Most people do experience some relief from dry eye after about a month or so into the healing process. However, for most patients, the symptoms do not disappear entirely.

Talk to your surgeon about all of the risks that are associated with the LASIK surgery. You will need to weigh them against the potential gains in your self-esteem and even perhaps the future savings of not having to purchase glasses or contact lenses.
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Research and Markets Offers Report: Snapshots Italy Short-Term Car

     Posted on July 28th, 2010 by admin

Research and Markets Offers Report: Snapshots Italy Short-Term Car

0 Comments | Wireless News, Apr 3, 2010

Research and Markets has announced the addition of the “Snapshots Italy Short-Term Car Rental 2009″ report to its offerings.

In a release, Research and Markets noted that report highlights include:

Snapshot Italy Short-Term Car Rental 2009 provides 2008 year-end market size data, with 2009 estimates, five years of historical data and five-year forecasts. The Snapshots report gives an instant overview of the Italian short-term car rental market and covers leisure, bussiness and replacement car rentals. Market value is based on revenues generated. Market volume is based on fleet size. The data is supplied in both graphical and tabular format for ease of interpretation and analysis
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